blue 77 wrote on Jun 18^th, 2010 at 5:24pm:

When are they going to contact you again?

Insurance rep called this morning.  Now I have good news. After Hagerty did their "re-evaulation" they decided I was a candidate for collector's insurance.  Based on the claims history of my vette and the condition it is in, they have waived the daily driver having to be less than 20 years old.   They will issue the policy on July 11, which is the date for renewal on my current insurance.

Dale

Maximus79 wrote on Jun 21^st, 2010 at 11:42pm:

Jon, what reason did they give you for refusing to write the policy?

Dale

Alan, it sure seemed like it was not going to happen because of the daily driver thing.  Really glad it did finally come together.  Saving the money is great. But the thought that with the old policy, if I had any claim it was going to be based on the car being 33 years old not how much it might be worth, was the biggest concern.

Dale

Yes Rick, I was able to do declared valve of $20K.  Full coverage with no deductible.

Dale

blue 77 wrote on Jun 23^rd, 2010 at 3:04am:


As everyone has seen my car, I will tell you that hagerty has been very good to deal with.  I have a check for 19300, (minus the 700 buy back on my 77).  Less then 30 days from my accident I have been paid.  I recieve a check for lost wages at the moment. Minnesota only allows $250 per week max. Yes I had to have a daily driver, but in Minnesota who wants to drive a classic vette through 4 feet of snow?

My agreed value was 20k (was about 200 per year no deductable) which in hindsight I wish I wold have upped it after the upgrades. Well we all learn. I used them last year for glass coverage. Replaced my windshield with PPG glass, I paid for it and got a check for it from Hagerty two days later for the full amount of the work.  They have been great to deal with through my oredeal which I pray no one else has to go through! Drive safe, and I hope to be out on the road soon to meet alot of you!

If your kicking around insurance quotes, call Dave Drake 800-922-4050 x8334. He has helped me throgh everything I needed to do at Hagerty to get paid. (Shameless Plug I know) 7 guys I work with that own collectors have called already and switched over to hagerty due to their treatment of me and my accident and a much cheaper rate then their personal insurance companys would give.

Steven

I've got American collectors too $40K on the vette & $15K on the Dodge, 250/500K Liability for $592.00 yr. I have used them once & they paid in 1 week. I will be increasing the value on the vet though to 50-60K.
Alan